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Travel Forum / Travel Types / Air Travel / November 2007Some Great Tips on Travel Insurance
Travel insurance is meant to insure against anything that happens to the traveler while he is away from home. Most of the policies cover theft, injury, loss, or death... http://articlesupdates.googlepages.com/travel_insurance_tips > Travel insurance is meant to insure against anything that happens to > the traveler while he is away from home. Most of the policies cover > theft, injury, loss, or death... Best tip ever: Don't buy it. Giant waste of money. > > Travel insurance is meant to insure against anything that happens to > > the traveler while he is away from home. Most of the policies cover > > theft, injury, loss, or death... > > Best tip ever: Don't buy it. Giant waste of money. Until you have to pay for hospital bills and an air ambulance to bring you back home (in this case from the USA to the UK) after a hit-and-run car accident. £100 per year for annual travel insurance seems like a bargain! > > > Travel insurance is meant to insure against anything that happens to > > > the traveler while he is away from home. Most of the policies cover [quoted text clipped - 7 lines] > > £100 per year for annual travel insurance seems like a bargain! If you have decent medical insurance at home that's all covered. 20 years, close to 3 million miles, 3/4 of my time spent outside the country, never had the insurance and never will. On Nov 24, 11:24 pm, "Nigel" <ni...@REMOVEnigelowen.co.uk> wrote: > "Tchiowa" <tchio...@hotmail.com> wrote in message > [quoted text clipped - 12 lines] > > £100 per year for annual travel insurance seems like a bargain! If you have decent medical insurance at home that's all covered. 20 years, close to 3 million miles, 3/4 of my time spent outside the country, never had the insurance and never will. - - - - Exactly, for most of us Europeans we don't need any medical insurance when at home - hence it's a necessity to have extra cover when away overseas on holiday. Remember, newsgroups are *worldwide* hence a blanket statement: "Best tip ever: Don't buy it. Giant waste of money" may be true for someone who is based in the USA whose home medical insurance covers them for worldwide medical treatment and repatriation, it certainly is not the case for those of us that live elsewhere! On Nov 24, 11:24 pm, "Nigel" <ni...@REMOVEnigelowen.co.uk> wrote: > "Tchiowa" <tchio...@hotmail.com> wrote in message > [quoted text clipped - 12 lines] > > £100 per year for annual travel insurance seems like a bargain! >If you have decent medical insurance at home that's all covered. That depends upon your understanding of "decent". I have decent medical insurance when at home, but it covers me for diddly squat when I away. tim >>>Travel insurance is meant to insure against anything that happens to >>>the traveler while he is away from home. Most of the policies cover [quoted text clipped - 7 lines] > > £100 per year for annual travel insurance seems like a bargain! I wouldn't bet $100 for insurance is going to get you much. > > "Tchiowa" <tchiowa2@hotmail.com> wrote in message news:91d59082-bec5-422f-b52a-e48dae3dbc95@i29g2000prf.googlegroups.com... > >>>Travel insurance is meant to insure against anything that happens to > >>>the traveler while he is away from home. Most of the policies cover [quoted text clipped - 9 lines] > > I wouldn't bet $100 for insurance is going to get you much. My £100 annual travel insurance (note pounds sterling not dollars) gets me $10million (US dollars) medical insurance to cover all medical bills when overseas and an air ambulance to get me home if needed. Other standard benefits are for flight delays, baggage loss etc. etc. Nigel. >> Travel insurance is meant to insure against anything that happens to >> the traveler while he is away from home. Most of the policies cover >> theft, injury, loss, or death... > >Best tip ever: Don't buy it. Giant waste of money. Worst advice ever! Even if just for the medical cover, a few $ to save you potentially millions on medical costs/repatriation home sounds like quite a good deal to me! >>Best tip ever: Don't buy it. Giant waste of money. > >Worst advice ever! It's great advice for most travelling Americans. We have to pay for health insurance at home, which covers us no matter where we are. For people in more civilized countries with universal heath care, some plans cover you outside the country, some don't, so add-on travel insurance could make sense if yours doesn't. R's, John Most travelers think that they are covered for medical expenses by thei personal health insurance or credit card. In most cases, this is no correct, especially for travelers on Medicare and many PPO healt insurance plans. And even if you are covered for emergency medica expenses you are probably not covered for emergency medica transportation which can cost $50,000 to $200,000 depending on you condition and where you are when you need help. I like to tell my clients that travel insurance is so important becaus it protects you while you are traveling and it protects your investmen in your trip (if you select a plan with trip cancellation an interruption). Don't leave home without it -- mtnpl Message Origin: TRAVEL.co >I like to tell my clients that travel insurance is so important because >it protects you while you are traveling and it protects your investment >in your trip (if you select a plan with trip cancellation and >interruption). Don't leave home without it! So what's the commission like on travel insurance? Since the loss ratio is so low, I'd think the commissions would be huge. |
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